Category: Advice

Legal Liability Checklist

A checklist for reducing the risk of liability.

The New Year presents a great opportunity for small business owners to review their operations and implement procedures to reduce the risk of liability for the coming year. Business owners face the risk of liability on many fronts, whether from transactions with customers, government regulation, or claims from employees.

The most efficient way to address legal liability …

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Posted in Advice, Current Issue, Legal Advice, Winter 2016 | Leave a comment

Death and Taxes

There’s no reason that odd couple has to stay together.

Benjamin Franklin reminded us that nothing is certain except death and taxes, and history proves him right. However, there is no rational reason the two should be linked and in fact much progress has been made in taking the tax sting out of death.

Dead and buried

The Indiana inheritance tax was repealed effective 2013. …

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Posted in Advice, Fall 2015, Legal Advice | Leave a comment

Black and Blue Over Purple

NLRB’s decision related to email systems may trouble employers.

by Jerry Lutkus

Many employers have email policies that prohibit employees from using the company’s email for non-work purposes. If you have a no-tolerance policy, a recent decision of the National Labor Relations Board should cause you to take another look at it. The new decision is called Purple Communications and it may leave employers feeling …

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Posted in Advice, Business, Legal Advice, Spring 2015 | Leave a comment

Give Prompt Notice of Claims

Tell liability insurance company of claims or suits ASAP.

by David L. Simmons, J.D.

The Indiana Court of Appeals recently underscored the importance of giving prompt notice of an insurance claim in the case of Travelers Cas. and Sur. Co. v. Maplehurst Farms, Inc., 18 N.E.3d 311 (Ind. App., 2014). This case involved losses incurred by Maplehurst as a result of environmental contamination caused by …

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Posted in Advice, Business, Legal Advice, Winter 2015 | Leave a comment

Hiring Dos and Don’ts

Base your decision on job-related factors, and ask questions carefully.

For employers, hiring quality employees has always been of critical importance. Various laws require employers to be more focused in this effort.

For example, it was not that long ago that employers asked any questions they wanted: how old are you, do you have any illnesses, are you involved in any church activities, etc.?

The …

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Posted in Advice, Business, Fall 2014, Legal Advice, Professional & Legal Advice | Leave a comment

Changing Definitions

Businesses must keep an eye on the courts and be ready to adapt to new marriage laws.

by Nancy Townsend

Indiana’s Defense of Marriage Act (DOMA), which prohibited same-sex marriage and refused to recognize same-sex marriages from other states, was ruled unconstitutional on June 25. Chief Judge Richard L. Young entered a final judgment in three federal lawsuits that challenged Indiana’s DOMA: Baskin v. Bogan, …

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Posted in Advice, Business, Legal Advice, Summer 2014 | Leave a comment

Dealing With Insolvent Customers

Should you sell on a secured or unsecured basis?

Successful businesses must prepare for potential problems and possible solutions related to selling to and buying from companies that are insolvent, or may become so. Here are some considerations in that regard.

An important business decision is whether to sell to customers on a secured or unsecured basis. If you are secured, you are more likely …

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Posted in Advice, Business, Legal Advice, Professional & Legal Advice, Spring 2014 | Leave a comment

OMG! LOL! IMO!

NWIBQ-Winter14-30

What can your social media policy cover? What can’t it do?

Employees talk. That’s no big surprise. Sometimes it’s about sports, the weather or their families. But more often than not, they talk about work–their hours, their boss, their responsibilities, their supervisors, even their new assignments. When they talk about work, sometimes they air their individual gripes, but sometimes they talk about the complaints they …

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Posted in Advice, Legal Advice, Winter 2014 | Leave a comment

Planning for Recovery

BE PREPARED Key market drivers for business continuity and disaster recovery.

Be sure your technology is prepared to survive failure or disaster.

by Gregory P. Scasny

In the event of hardware failure, file loss, theft or even natural disaster, it’s imperative that your business is able to resume without delay, in order to sustain productivity, revenue, customer satisfaction and success. A Recovery Time Objective (RTO) plus business continuity and backup plans can make downtime a thing …

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Posted in Advice, Fall 2013, News / Views / Promotions, Technology | Leave a comment

Avoiding Discrimination Claims

Seven steps that could save your company millions.

by J. Brian Hittinger and Carrie L. Flores

Would a $39 million settlement of a gender discrimination claim or a $160 million settlement of a race discrimination claim create an immediate need to shore up your company’s anti-discrimination program? It probably would if you were Bank of America or Merrill Lynch, both of which agreed to settle …

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Posted in Advice, Business, Fall 2013, Professional & Legal Advice | Leave a comment